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Copyright © 2016 LWI Financial Inc. All rights reserved. Privacy PolicyInvestment advisory services provided by LWI Financial Inc. (“Loring Ward”). Securities transactions offered through its affiliate, Loring Ward Securities Inc., member FINRA/SIPC.

Solving the Investment Problem
The Fundamentals of Asset Class Investing

How do you help your clients confidently

Achieve Long-Term Goals?

We believe a better wealth experience requires a consistent investment approach based on financial science and grounded in real-world results. Our Asset Class Investing approach is designed to give you the highest probability of achieving your clients' goals with a suitable amount of risk.

A Comprehensive Advisor Solution for Your Practice

Investing makes it possible for many of us to achieve important lifetime goals. That’s why we believe a better wealth experience requires a consistent investment approach based on financial science and grounded in real-world results. Our Asset Class Investing philosophy is based on almost nine decades of data, analysis and research, insights from behavioral finance and close relationships with leading academics.
 

Let Markets Work for You

We Believe
Instead of trying to beat the market, let the long-term growth potential of markets around the world work for you. Over time, stocks have significantly outperformed inflation  as well as bonds. Yet most active money managers have consistently failed to outperform. This is why we only use strategic Asset Class investments  which let markets work for you by focusing on delivering market returns.

Put Science On Your Side

We Believe
Financial science gives us the knowledge and tools to address the "investment problems." Our Investment Committee builds portfolios with focused exposure to key "factors" of returns, such as company size, relative price (value), profitabilty and momentum. This factor exposure largely determines a portfolio's risk and return. Working with advisors, we then recommend how much exposure to these factors is right for their clients.

Manage Risks

We Believe
Risk can't be eliminated, but it can be managed – even potentially reduced – through our prudent approach:

  • We diversity globally (almost 50% of world stock market value is non-U.S.)
  • We invest in thousands of securities to reduce company-specific risk
  • We combine Asset Classes that respond differently to various market conditions
  • We invest in high-quality, short-term bonds to provide income and help smooth out dramatic ups and downs

Invest for the Long Term

We Believe
A long-term perspective is one of the most important ingredients of portfolio success. But the powerful emotions we experience when markets move up and down can get in our way. That's why we incorporate the latest behavioral research to help investors make better decisions and stay on track. We also rebalance client portfolios periodically to keep it aligned with their goals.

How We Build Asset Class Investing Portfolios

There are four key concepts which play a vital role in the construction and management of our portfolios.

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