Why (Prudent) Spending Rates Matter More Than Savings Rates
The media provides no shortage of articles giving recommendations of how much households should save to afford retirement, from rules of thumb like “save 10% to 15% of your annual income” to more... Read more
7 Retirement Planning Challenges That Focus on Your Life
A version of this blog is featured in the fall issue of our 360 Insights Quarterly Client Newsletter. While one of the most obvious challenges in retirement is not running out of money, there are... Read more
The Hierarchy of Tax-Preferenced Savings Vehicles for High-Income Earners
The Federal government has long incentivized saving for retirement and other financial goals by offering some combination of three types of tax preferences: tax deductibility (on contributions),... Read more
Retirement Planning: Keep the Focus on These 5 Themes
Retirement is top of mind for your clients but are they thinking about the right areas that will direct their journey? Most dictionary definitions of retirement focus on withdrawing, retreating,... Read more
Before and After the Death of a Spouse — What Can Advisors Do to Help?
When someone close to you dies, it can be hard to fathom anything beyond the anguished devastation — as grief is an incredibly demanding partner. In particular, the death of a spouse brings about... Read more
A Bowl of Cashews and the Nobel-Prize Lesson of Self-Control
By Meir Statman
This article is featured in the winter edition of our 360 Insights Quarterly Client Newsletter. Richard Thaler was recently honored with the Nobel Prize in Economics for his pioneering work in h... Read more
Advisors: Create a Meaningful Plan for Your Own Retirement
Last month we talked about the challenge that many advisors are facing as they look at their own retirements. Think about this: much of your career has focused on helping clients accumulate for... Read more
What’s Really on the Mind of Investors?
By Karen Parker
“If you remember only one thing…” Advisors who attended Loring Ward’s 2017 National Education Conference will likely remember Frank Luntz’s important message about what to say (and what NOT to sa... Read more
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- Hindsight is Clearer Than Foresight <!---->This article is featured in the winter edi...